Count the Michelin Stars in Courchevel

Count the Michelin Stars in Courchevel

As all experienced skiers will know, an essential component of the après ski experience lies in the dining. In Courchevel, one of the most highly-sought after ski resorts in the Alps, the quality of the food and wine is of a higher altitude than the surrounding mountains. Many of the resort’s establishments have been awarded Michelin stars and offer a luxurious experience to perfectly complement a day of gliding down the pistes.
Here’s my choice of the very best restaurants for a luxurious ambience, exquisite wines and sumptuous menus during your skiing break in Courchevel.

 

Chabichou

Dining at Chabichou is an experience with the stars, in more than one way. This restaurant not only boasts two Michelin stars, but is also the first choice for celebrity star-power. Although it may push the upper reaches of your price range, it certainly rewards its diners with sensational gourmet cuisine, prepared by chefs Michel Rochedy and Stéphane Buron.

Les Airelles

Les Airelles, which is proud of its two Michelin stars, is led by famous chef Pierre Gagnaire. It’s not just about the food here, but also about the opulent décor – be sure to gaze up at this venue’s astonishing hand-painted ceiling. An evening meal guarantees a wonderful glow of romance, but you should also book a table at lunch and indulge in the fine buffet on offer – you will feel suitably refreshed and ready for an afternoon of skiing.

Le Kintessence

This restaurant is the best place in Courchevel for savouring vintage wines, as it boasts an exceptional cellar that you can only dream of owning. Its outstanding collection of wines matches the wonderful taste concoctions served up by chef Nicolas Sale.You can also combine your visit here with a stay, as the restaurant is located in a five-star hotel –it’s the perfect way to relax after a vigorous day on the slopes.

Azimut

The modest appearance of this restaurant belies a gastronomic extravaganza for those who venture inside. Azimut offers incredible, traditional Savoie dishes, which are presented without pretension or fussiness. Dining here is a reinvigorating experience after working up an appetite on the mountain. Be sure to try the sumptuous tartiflette and spicy sensations that chef Francois Moureaux ingeniously creates.

Le 1947

Le 1947 is a place where you can feast on more than just the food. Its amazing décor and displays of culinary magic are truly special sights to behold – and the restaurant even opens the kitchen to diners, showing them what’s going on behind the scenes. With fur throws draped across the chairs and dishes served on porcelain dinnerware, you will be suitably spoilt after your skiing efforts.

Before You Go

While you’re busy dreaming of the glamorous prospect of snow, ski and fine dining, remember to invest in skiing travel insurance before you set off. Nothing kills an appetite like an unexpected eventuality you’re not covered for, so finding a good skiing travel insurance will give you peace of mind when you’re out on the slopes, and will allow you to savour your gastronomic experiences all the more.

Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics

Easy Steps to Avoid Student Loan Default

Easy Steps to Avoid Student Loan Default

If you have taken an educational loan to meet your academic career requirements, you will pay monthly installment installments. If you have not made a settlement or forgot to pay it off and your outrageous bills and delays may be a surplus, you may still be entitled to avoid failure, so you should contact your money lender immediately.
To avoid failure, take time to consider and really know your Federal student loan consolidation and the type of debt you get. It’s also important that you do not take more than your needs or above than you think is capable of rewarding. Going for a comprehensive and reasonable financial structure. If you are centered on student loans it is cruel, go to the Student Loan Collection Assistant, established by the US Department of Education, in partnership with the Consumer Financial Protection Bureau. This software provides material on how to get a comprehensive set of refund options that are open to you.

Easy Steps to Avoid Student Loan Default

You must first understand that with the type of financial plan you get, recognize the structure of the borrowing costs you receive, the student interest cost, and the repayment policy for the debt. Read the contract paper carefully before signing as it is a legal paper saying that you give permission to return the debt as per the plan and terms mentioned in the paper. You must return all your educational loans whether you are finishing your education or not. You have to borrow some money according to your need for tuition fees, so you should plan and budget according to your needs. You should ask the financial aid office to request a small amount other than the maximum amount you want. Easy Steps to Avoid Student Loan Default

The loan applicant must obtain details on the consolidation of centralized loans from the official website of the US Department of Education. A student looking for an educational loan should keep all his documents and records current and organized. He has to keep Easy Steps to Avoid Student Loan Default

Final award for financial assistance

Counseling letter for loan

Paper contract

The paper is related to all the loans you have borrowed

The account code for every loan you get

Contact details of loan provider

Scheduled calendar for payment

Details of your monthly payment

The paper work for that you pay your entire loan

Talk to your loan provider when you need help regarding your refund installment, when you graduate, when you leave school, when you change your name, address, or social security code, when you move to another school, whatever your life may have an impact to refund your payment.

If you can not pay off your debts through monthly payments, you should immediately contact your borrower, he can support you to realize the options you have, with this you can reduce your payment to reduce installments, he may consider temporary payments plan revenue, You due to payment period or may delay or increase the duration of the refund

Welcome to Fall

Welcome to Fall

I have just spent a week in the White Mountains of New Hampshire. The foliage was just starting to turn into a wonderful koliascope of colors. Unseasonably warm then while there, we are now getting back to the usual temperatures of October. The gardens are wilting down, the skins on the tomatoes are thicker, canning and freezing are in full operation. Corn stalks are turning brown in the fields, and as the leaves die back, acres of bright orange pumpkins are evident against the backdrop of browning leaves. Sumacs along the edge of the swamps are bright red and are probably the earliest of the changing season.
The tree leaves, although still changing color here, are starting to drop. They go in stages. Most noticeable are the maples as they seem to go overnight. The oaks, that are most abundant in this area, go more slowly. Many do not lose all of their leaves over the fall but wait for spring and new growth. All I really know is that by Thanksgiving I will be knee deep in leaves and thanking God for leaf blowers.

 

Right now the houses on the street are slowly starting to sport scarecrows, orange lights, pumpkins, and corn stalks. Soon the neighborhood children will be buying and making costumes for trick-or-treating. I’m stocking up on candy bars as there will be about one hundred little ones knocking at my door. Some not so little ones, too. I chuckle at the less than one-year-olds that come in their parents’ arms, knowing full well that these babe-in-arms will get none of the bounties.

It is a wonderful time of year. With a chill in the air, it is a great time for walking and hiking. Despite a year with a heavy infestation of gypsy moths, the oak trees have put out an abundance of acorns. That means that with this bounty the squirrels will have been just as busy reproducing large litters. That may mean a problem for next year. If the season does not provide for the newcomers, then the population of squirrels will dwindle again. They come and go from year to year.

It’s the time of year that I start looking towards my own Halloween decorating. I don’t do a lot, but do enjoy carving pumpkins. Choosing from a collection of patterns that were collected over the years, I pick them based on available time and the effort required to do the work. There is a ghost that hangs from a tree to welcome the kids with a cackle. Using white paper bags and black silhouettes, luminaria lines the walk up to the front door. The advent of flickering battery operated lights take away the danger of flames in the pumpkins and luminaria. Other smaller lights and decorations are brought out of storage. The costume for the dog involves a bandana and motorcycle hat. My own costume comes from a collection in that same storage area and varies from year to year. With a motorcycle dog, then a motorcycle Mama may end up being the choice.

Not a big fan of roasted pumpkin seeds, when the guts are pulled from the pumpkins, I put the collection in a large shallow roasting pan. This pan is placed on a storage box on the deck just outside of the living room window. From my recliner, I am privy to a private show of the squirrels coming up to feed on them. It keeps them out of the bird feeders. The biggest male always stakes his claim on the pan of seeds, chasing away all others. Somehow that just doesn’t seem fair.

3 Ways Sunny Towers Colwyn Bay can be an Artist Retreat

3 Ways Sunny Towers Colwyn Bay can be an Artist Retreat

Do you know what is the biggest challenge for an artist when he is in town for a long time? It takes imagination and creativity that eventually produces a block. So, in a situation like this, what can you do? Well, you need to find an artist’s retreat where you can again enjoy some time in calm so that your creativity begins to flow naturally, triggering all your imagination. Are you wondering where you can find such retreats that will not be far from London? If so, then this is the ideal choice for you. Visit, Colwyn Bay. This peaceful part of the North Wales Coastline is the perfect place where you can find peace from the hustle and bustle of the city and yet enjoy all the amenities of a comfortable life. Are you wondering where you will stay during this vacation? Sunny Towers is waiting for you
Located just five minutes’ walk from the ocean, Sunny Towers Colwyn Bay is a popular name for tourists who frequent this area. A delightful Victorian corner house, Sunny Towers is located in a friendly and peaceful area. Offering three double bedrooms and one single bedroom, Sunny Towers is also quite popular for family vacations. Now, you can imagine what it would feel like if you would have the whole house to yourself. How does this place become the artist’s resting place you are looking for? Look at the following points to find out more. 3 Ways Sunny Towers Colwyn Bay can be an Artist Retreat

Comforting Welcoming Settings

Imagine yourself spending the whole afternoon in the side yard beside the big house, the head buried in your manuscript or the book you are reading. Or maybe you just took inspiration from the surroundings and painted a beautiful picture while standing on the same page. Does not that sound very tempting? Of course, of course. In this case, Sunnytowers Colwyn Bay is the right place for you. The side porch of this holiday home is really the perfect place to spend a relaxing afternoon, weaving your mind. 3 Ways Sunny Towers Colwyn Bay can be an Artist Retreat

Inspire Nature

Do you know what could be the best source of inspiration for an artist? This is nature. The more you will approach nature, the more your mind will become fresh and your imagination will find the wings to escape in the faraway. So, if you are thinking of approaching nature, this place is really meant for you. From breathtaking views of Mount Snowdon to the beach sweeping the Isle of Angeles, everything will give you an amazing experience. You never know, you can paint the most noble painting or write the most tense story just sitting on the sand on the beach alone.

Mix with People

Fully cutting off people sounds like a dream for any artist, which looks is for solitude. But the fact is, people and their different behaviors and behaviors can also be your source of inspiration. If you’re wondering where you’ll find people in a quiet place, then do not worry. Sunny Towers is located near great pubs and restaurants. Go down to the pub, get a beer cup and a plate full of delicacies, take some time enjoying the game on the TV in the pub or by watching the people. You will definitely come back with a head full of stories. So, now as you know how Sunny Towers can be your perfect resting place where you will find your creative inspiration again, what are you waiting for? Book your accommodation now and set off for the holiday you have been waiting for. 3 Ways Sunny Towers Colwyn Bay can be an Artist Retreat

Cheers and Beers: Laidback Venues in La Plagne

Cheers and Beers: Laidback Venues in La Plagne

Many people believe that après ski is all about thumping music, dancing on tables and staying up all night. Whilst this certainly is possible and great fun on occasion, it is not for everyone.
Fortunately, places like La Plagne have great diversity and suitable establishments for every taste. If your tabletop dancing days are behind you but you still enjoy a few beers and a laugh, La Plagne has plenty of more relaxed, pub-style venues to choose from.

 

These boozers are great places for having a few beers, chilling with your mates and ex-changing your stories from the day with fellow skiers. You can then leave at a reasonable hour and retire to your catered chalet. La Plagne has many great drinking establishments, but read on to find out which ones you simply cannot miss!

Bar La Mine – Brilliantly located in the heart of the action at Plagne 1800, English pub Bar la Mine has DJs and live music, TVs showing live sport and a mining theme. It also has an enormous selection of beers, ciders and wines. It is a popular après spot, so there is always a lively and friendly atmosphere, but there is also plenty of space to sit down and talk or watch the game. The venue is right next to the slopes, making it the perfect place to meet after a long day on the slopes.

Igloo Igloo – This is a funky bar that’s designed like an igloo, and is found inside Plagne Centre’s Galérie du Pelvoux. Step inside and you will be blown away by the neon colours and icy decor, featuring half life-sized polar bears and penguins. Igloo Igloo is a premier spot for DJs and live bands, but you can also sit down on the faux-ice white seats and sip on a homemade cocktail. There are even complimentary nibbles if you get there early, and many patrons comment on the friendliness of the staff.

Le Luna Bar – If you’re looking for a cool rustic-style pub with dim lights, lots of seating and a chilled out atmosphere with occasional live music, Le Luna Bar is the right place for you. It offers a refreshing change of pace from the clubs, which can be hard to have a conversation in. I really like this bar because it has fun pub games on hand, such as table football, darts and pool. Beers, whiskies, cocktails, wines and non-alcoholic drinks are all on the menu, and it is a great spot for a relaxed drink after shredding powder. You can find Le Luna Bar in the Plagne Centre, and is likely to be just a stone’s throw away from your catered chalet. La Plagne regulars often cite this as the best establishment for a relaxed pub in the area.

Bar le 5 a 7 Siete – Bar le 5 a 7 Siete is located in La Plagne Soleil/Village, and is my number one choice for a drink in the area. This cosy wine bar is ideal after a freezing day on the slopes, as you can get comfortable in front of the roaring log fire, sip on your favourite wine and catch up with friends. Alternatively, order tapas and enjoy them out on the brilliant sun terrace, from where you can enjoy lovely views of the surrounding area.

These are just a few of the great drinking establishments, but there are many others to choose from. The best part is that you never have to venture far from your catered cha-let! La Plagne attracts groups of young friends looking for fun yet casual nights out, and it is easy to see why

The right guide for the best asset insurance

The right guide for the best asset insurance

In today’s world, we all want to live a stress free life without any tension or headaches. Everyone has a dream. We are all determined by the choices we make to turn that dream into reality. This will ultimately make our lives meaningful. We all dream of owning a big house or house at some point of time. Our garage will be occupied with luxury luxury cars. We can choose our car to go to various occasions.
By taking care of all these thoughts, we need to make sure that all our properties have the right insurance to be saved from future problems that may arise because of some accident or any natural cause. For all this, you must be guided on the right path by an efficient and well-known insurance company, who has accomplished this task for decades and knows how to handle every situation. For such cases, you do not have to worry because there is the best agent, who will help everything as well as possible.

The right guide for the best asset insurance

These companies are located in Springfield, VA United States with a very large campus. The company has all experienced professionals who will help you or guide you every detail of your home or car insurance. The service of these people will satisfy you and they try their best to do the best deals. They have done business with top companies in the world and they are very friendly with all clients.

To ride insurance when you have DUI, you need to fill out FR44form with all the details. FR44 is nothing but an official acknowledgment of evidence of future monetary obligations filed by an insurance agent to the Department of Vehicles, which ensures that you purchase the license. If this form is not submitted, you can not officially drive in Virginia. Even if you do not own a car, you can get another FR44 non-owner form, you may lose your license if you get caught.

All of this was made quite easy by the VAF FRENSHILL VAFICE insurance company. These companies are not only trust worthy but also very reliable and reliable. They offer lots of discounts and will help you choose the best deals for your assets and other properties. Well, even if you hesitate to approach them directly you can still ask for help with the supply of FA44 equation motor. You just need to fill in the correct information and the company members will contact you at the right time to help. They will suggest you the best deals and save the hassle to arrive at a conclusion, which is very profitable for the customer. The right guide for the best asset insurance

There are many types of fr44 insurance quotes springfield VA available such as auto form and non owner form, which means you do not have a vehicle. They evaluate each asset very carefully and make the best price. They are here to save your money and make sure that everything is covered by the deal. They make the most accurate cost estimates. By being the best in service in Springfield, VA, the agency represents many high profile companies.

FR44 insurance springfield VA will help you enjoy your life without any worries when you have the right insurance. The company offers a wide range of choices for customers and will guide you to the best deal that covers every piece of assets to ensure nothing is missed. They provide free fr44 insurance springfield VA offer for every other company’s clients. For car or vehicle warranty, you need to have a FR44 form, which will save you everything. So be prepared and take appropriate steps to insure your assets in the best possible way.

How Comprehensive Should Travel Insurance

How Comprehensive Should Travel Insurance

It’s never fun to contemplate something might be wrong while traveling. Most of us are swept up in excitement, or distracted by all the details of the planning involved, so we barely think about ‘what if’ second thought. However, with so many factors and variables involved in the ‘going on holiday’ experience it is imperative that the majority of them run smoothly. Unfortunately, the law of probability may be against you, so it is best to fight comprehensive travel insurance.
Worst case scenario

How Comprehensive Should Travel Insurance

So, let’s intermittently enjoy all the annoying little sounds in your head and ponder all the things that might go wrong. The basics come to mind first; What if my flight is canceled or delayed? Starting the journey on this false footing could start a worse domino effect. Flights, though most airline aviation efforts, are still a rather unreliable form of transportation. They are subject to Mother Nature’s will and human ability to accurately adhere to tight schedules, both of which lack a track record that is usually strong or steady. It is best to think of comprehensive travel insurance as a convincing grandmother’s voice, offering wise advice and telling you not to worry, go and have fun. At the most basic, travel insurance will cover the cost of flight delays, cancellations and public transportation associated with shenanigans that you may encounter.

Other common problems most people have about travel include issues with accommodation, baggage loss, and / or injury or illness. Depending on your purpose, some of these issues are more justified than others. Before traveling abroad, you should read carefully the FCO’s website for any travel and health-related travel advice, including recommended travel inoculations. Again, comprehensive travel insurance is your safety net if you are sick or injured while abroad. Costs that are potentially spent overseas from travel to A & E vary greatly from country to country. Regardless, the last thing you want to worry about right now is the astronomy hospital bill to take home as a souvenir.

More Means Less How Comprehensive Should Travel Insurance

The more ‘comprehensive’ your travel insurance is, the less you have to worry about. Even the most talented carrels are unlikely to fret about any possible problems or disasters that can happen while traveling. Most of us can not anticipate randomly harbors of coconut bumps, or snow shorts while on a ski trip, which is a true insurance claim that has been covered in the past. A comprehensive travel insurance job is taking both the headaches and the concerns of the traveling process.

Positive thinking!

Ultimately, the best form of comprehensive travel insurance you can buy is the kind you do not use, and then wondering ‘is it really worth the money’? The answer is ‘yes’, it’s really worth the money, and it’s always better not to tease the fate. Destiny likes a good challenge and seldom fails to deliver it. So ask for your grandma’s wise advice and get the most travel insurance you can. Then you can really go and have fun and not worry about anything!

Author Plate

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in annual, family, single travel and all other types of comprehensive travel insurance. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Discover Ireland’s Grand Canal on a Barge Cruise

Discover Ireland’s Grand Canal on a Barge Cruise

For your next holiday, take a barge cruise down the Grand Canal and travel from Dublin to Shannon to discover all Ireland has to offer. You can admire the gorgeous green countryside and delightful little cottages that line the waterway, while diving into its interesting and intricate history as a commercial route which allowed the surrounding towns to prosper.
Length and Route

 

The Grand Canal in Ireland extends for 117 kilometres. Passing through Leinster, it flows from Ringsend in Dublin to the Shannon Harbour in County Offaly. This is the main route, built to connect the capital city with the country’s midlands. The waterway does also have another run that spreads from Lowtown in Couty Kildare to the River Barrow in Athy. There are also various branches that link up with four other towns, though it’s worth mentioning that your barge cruise will probably stick to the main route.

Along the way, you can enjoy beautiful views of Irish towns and villages with their charming little cottages, while admiring the many bridges that arch over the smooth water. The fauna and flora also remain untouched, with grassy towpaths and side roads lining the waterway and adding to the iconic Irish countryside feel.

History of the Grand Canal

Though the canal was closed to commercial traffic in the mid-twentieth century, it has since been restored to its former glory and regularly welcomes a variety of boats and barge cruises. It still features the original 43 locks, five of which are, from an engineering point of view, particularly interesting as they are double locks. Back in the day, these would have allowed the traffic to move faster as two boats can pass at once and there’s more chance of reaching a lock that’s in your favour. The lock-keepers’ cottages have also been refurbished to celebrate the history of this canal…

Relationship with The Guinness Factory

…And what a history it is! The Grand Canal played a crucial role in the creation and development of the Guinness factory. In 1759, two years after the construction of the canal began, Arthur Guinness founded his famous brewery. Thanks to the waterway, he could transport heavy loads of the raw materials he needed far more cheaply and effectively than by road. It was also an ideal way of exporting his finished product. When you pass through the eighth lock on a barge cruise, keep your eyes peeled for the Guinness filter beds which are still used by Arthur’s company today.

Impact of the Famine

In the first half of the nineteenth century, Ireland’s economy began to fail. As people lost their jobs, the Commission for Public Works set them to work on creating the canal. This was a successful scheme until the potato crops failed and the Great Famine broke out. Work had to be halted as labour became scarce. Eventually, trade and commerce on the canal declined, particularly as the construction of the railroads had just started.

By the 1980s, the Grand Canal had become something of a dumping ground. Thankfully, in 1986 it received a funding injection that sought to rejuvenate the canal and restore it to its former glory. Today boat traffic from barge cruises has increased and thousands are able to enjoy this historic waterway.

Paul Newman is the Marketing and E-Systems Executive for European Waterways, the UK’s most respected provider of all-inclusive, luxury barge cruise itineraries. Part of a team of experienced barging aficionados, Paul is first in line to endorse the perks of a slow-paced barge cruise to anyone looking for a unique holiday experience.

How To Cover Health Care During Vacation in Finland

How To Cover Health Care During Vacation in Finland

A beautiful destination for summer and winter holidays, Finland has so much to offer to discerning travelers. But before you go, it is advisable to invest in a comprehensive travel insurance. Although Finland is in the EU and honors reciprocal health agreements with the UK, there are limits to what is covered. Here we outline what is provided by the European Health Insurance Card (EHIC) and why comprehensive travel insurance should be reserved.
Accessing Health Care in Finland

How To Cover Health Care During Vacation in Finland

If you require non-emergency treatment while on vacation in Finland, you should go to a local city health center, where you can see a doctor, dentist or even a radiographer. Once you find the city health center, you have to make an appointment, which you need to get to or face a 39.60 no-show fee. Your EHIC card entitles you to free health care, but small donations may be required depending on the municipality that is your health center. Visits to a doctor, for example, can cost between € 16.10 and € 22.10, depending on whether the visit is a regular or out-of-hours one. This includes laboratory services and x-rays as well.

Under the age of 18 is treated free of charge, unless it is treated personally. In this case payment is required up front and only comprehensive travel insurance that allows you to refund the money paid.

Hospitals in Finland are almost all owned in the city, but if you prefer to receive personal care, there are several private hospitals as well. Of course, your EHIC does not cover personal care in Finland unless the care provided is clinically necessary, and you can even claim back 20-30% of the cost. If you find yourself in this position, you must file a replacement claim within six months and the claim must be submitted to the Finnish government’s social insurance authority, known as Kela. How To Cover Health Care During Vacation in Finland

The recipe is paid when you receive it at the pharmacy but you can claim the fee again as long as you keep the receipt for presentation at your local Kela office.

Accessing Dental Care in Finland

If you need dental treatment while in Finland, as long as you have a valid EHIC, you will pay the same fee as a resident. Initial visits usually cost around € 10, and then extra care is charged depending on what is needed. A comprehensive travel insurance policy will tend to cover all your dental care, but check the policy before you travel.

And visit the hospital?

Unsolicited hospital visits in Finland require physician referrals. The word for hospitals in Finland is sairaala. As long as your EHIC enters and hospitals are not private homes you will be able to benefit from minimal maintenance costs, as did the Finns. Comprehensive travel insurance, on the other hand, may cover the entire cost of any treatment, whether you are in a private hospital or a public hospital.

When in Finland, an EHIC is very valuable. But if you want to make sure that you’re completely covered for all the possibilities, adequate travel insurance is a wise investment.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a global travel and comprehensive travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. How To Cover Health Care During Vacation in Finland